HSBC Bank Australia is part of the global HSBC group, which is a leading provider of banking services across 71 countries, serving over 45 million customers.
In a bid to create ease of access to banking services, the HSBC bank offers its clients an online banking platform. This allows them access to various services that were previously only available through branches.
The online banking platform allows clients to save time by allowing them to manage their accounts online anytime and anywhere.
Customers are able to:
- check account balances
- view a list of recent transactions
- pay bills
- transfer funds to accounts both in Australia and overseas
- update personal details
- change their passwords
- and set up future transfer and bill payments.
How to apply
HSBC personal account holders can register for online banking in a couple quick and easy steps.
- First of all, they will need to have a Personal Banking Number (PBN) and access code. They will then need to input these two numbers in order to set up a personalised username and password.
- Once that is done, the user will have an online security device sent to them by a post service, free of charge. It is a feature that ensures max protection for online accounts. It is done by generating a security code that allows customers to log into their accounts. So it is not possible to access an account without such device.
The HSBC bank has also taken other security measures on the online platform to ensure customer accounts are protected at all times. One such feature is the multi-layer login verification, that uses the clients’s user name and password, as well as the code provided by the security device. The platform also has a high 128 BIT encryption that ensures any data transferred between the bank and the account are always protected. The system also has an automatic time-out feature that locks users accounts after a few minutes of inactivity.
Mobile Banking and HSBC Apps
All account holders who have registered for internet banking are also eligible for mobile banking, as long as they have a compatible mobile device.
The mobile banking allows users:
- check their account and credit card summary
- pay existing bills
- transfer funds to linked accounts
- schedule transfers and payments up to 30 days in advance
- open term deposits on the go
- access exchange rates and rate calculators
- find their HSBC bank branch or ATM.
To get started with mobile banking, clients simply need to download the official mobile banking app from either the App Store or Google Play. The mobile app is compatible with iOS 5.0 and above, or Android version 2.2 and above.
Users who do not have a mobile device that is compatible with the app can still access mobile banking by visiting the bank’s site www.hsbc.com.au on their mobile phone browser. Then, they can easily login to the mobile banking platform using their user name and password.
It is important to note that whether using the app or the mobile browser, users will still need to have an online security device in order to have full access to their accounts.